What It’s Like to Make a Million Dollars a Month

What’s it like to make a million a month? We take a look at how some of the 1% of the 1% live.They most likely use and leverage credit cards like Amex Centurion Black Card or the Stratus Visa White Card – both available by invitation only for high net worth individuals that will result in a exceptional concierge service, better rewards, private charter perks, extra insurance, and a larger cash back option.

Since time is a top luxury, they will most likely have personal assistants, home managers, and virtual business assistants to manage their schedules, finances, kids schedules, accounts, real estate portfolios, taxes, and investment portfolios.

They will most likely fly private so that they do not have the hassle of wasting time in airport lines. They are most likely to travel in style with private cars. They will probably have a helicopter on standby to get them to their jet during heavy traffic days. No more worrying about checking bags on a flight or waiting in the long queue.

They usually have a portfolio of vacation homes in destinations of their choice.

They do not spend all of their money and have just enough liquid in their checking account. They invest the majority of their money because it’s better to have residual income, than just have their cash sitting in the bank.

They afford to invest in sustainable energy. It requires a significant upfront investment, but in the long term they make money by lowering energy costs. Examples include solar panels on their property, geothermic heating, and more.

They have private chefs to curate delicious and healthy meals for them and their families, and will probably take them with them on family or business trips.

They send their children to the top private schools so that they will be surrounded by like-minded individuals and will have access to connections they otherwise wouldn’t have.

They keep building their wealth either in their own businesses, in real estate, or in other investments and they spend on things that are likely to appreciate such as paintings, collectibles, antiques, and fine jewelry.

Don’t get us wrong, they have toys too. Probably a portfolio of cars and a driver to go with them.

They will hire interior decorators, architects, and landscapers to tend to their indoor and outdoor living space.

    • They will most likely be able to invite the concert pianist or musician rather than going to their concert.
    • If it is well known that they are wealthy, they will most likely travel and live with bodyguards to protect them.
    • They have the freedom to go anywhere at any time since money obviously isn’t an issue.


    • They usually give back to causes they are passionate about; Most often, they form their own charity which leads them to obtain both notoriety and tax back advantages.


    • They stay in shape by hiring personal trainers to motivate them and tell them what to eat, when to eat, and how to work out.


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